Cash Flow Calculator

Cashflow is a revenue or expense stream that changes a cash account over a given period. For a company, cash inflows usually arise from one of three activities - financing, operations or investing. Cash outflows result from expenses or investments. Use this tool to determine your operating cash flow, free cash flow, and cash liquidity balance.

1Cash Balance at Beginning of Year 1 $
Year 1 Year 2 Year 3
2Revenue $ $ $
3Cost of Goods Sold $ $ $
4Sales & Marketing Expense $ $ $
5General & Administrative Expense $ $ $
6Research & Development Expense $ $ $
7Interest Expense $ $ $
8Tax Expense $ $ $
9Change in Current Assets $ $ $
10Change in Current Liabilities $ $ $
11Capital Expenditures $ $ $

Types of Cash Flow

Operating Cash Flow

In financial accounting, operating cash flow (OCF), or cash flow from operating activities (CFO), refers to the amount of cash a company generates from the revenues it brings in, excluding costs associated with long-term investment on capital items or investment in securities. The International Financial Reporting Standards defines operating cash flow as cash generated from operations less taxation and interest paid, investment income received and less dividends paid gives rise to operating cash flows. To calculate cash generated from operations, one must calculate cash generated from customers and cash paid to suppliers. The difference between the two reflects cash generated from operations.

Free Cash Flow

In corporate finance, free cash flow (FCF) or free cash flow to firm (FCFF) can be calculated by taking operating cash flow and subtracting capital expenditures. It is a method of looking at a business's cash flow to see what is available for distribution among all the securities holders of a corporate entity. This may be useful to parties such as equity holders, debt holders, preferred stock holders, convertible security holders, and so on when they want to see how much cash can be extracted from a company without causing issues to its operations.

Discounted Cash Flow

In finance, discounted cash flow (DCF) analysis is a method of valuing a project, company, or asset using the concepts of the time value of money. All future cash flows are estimated and discounted by using cost of capital to give their present values (PVs). The sum of all future cash flows, both incoming and outgoing, is the net present value (NPV), which is taken as the value or price of the cash flows in question.